Do you need some time to pay off a mattress or a sofa? Do you have 6 months or more with a bank checking account? Do you have an income of more than a thousand a month? Then you qualify with the Flex Pay! With Flex Pay credit, you can pay off the mattress with a small amount that is directly withdrawn from your bank account. You can access financing, WITH NO CREDIT NEEDED. With an optional 90 day same as cash plan, you can pay off your mattress in no time. So every 30 days you will pay a fee to the mattress until it is paid off.